2504551 Ontario LTD o/a Mortgage Accomplished ® ,  FSRA Brokerage License # 12783

​3601 Victoria Park Avenue, Unit 304, Scarborough, ON

​Phone : (647)505-1957, email: mortgageaccomplished1@outlook.com

​​​Our Privacy Policy is based on, and complies with, Canada's Personal Information Protection and Electronic Documents Act ("PIPEDA"), which includes the Ten Privacy Principles outlined in the Canadian Standards Association Model Code for the Protection of Personal Privacy. For more information about this legislation, please visit the official website of the Privacy Commission of Canada at http://www.privcom.gc.ca.

This Privacy Policy describes the ten principles that mortgage broker licensees follow to ensure that we protect your Personal Information when we collect, use or disclose it in the course of carrying on commercial activities in Canada. All of our employees who have access to Personal Information must adhere to our Privacy Policy and related procedures. To this end, we have appointed a Chief Privacy Officer to ensure compliance by all mortgage broker employees and to address your privacy concerns. 

                                                              The Ten Principles of Privacy

The following ten principles govern our actions as they relate to the use of Personal Information:

Principle 1 - Accountability
Principle 2 - Identifying Purposes
Principle 3 - Consent
Principle 4 - Limiting Collection
Principle 5 - Limiting Use, Disclosure and Retention
Principle 6 - Accuracy
Principle 7 - Safeguarding Personal Information
Principle 8 - Openness
Principle 9 - Access
Principle 10 - Addressing Complaints 

Principle 1 - Accountability

Mortgage broker licensees are accountable for all Personal Information in their possession or custody, including Personal Information disclosed to third parties for purposes of providing services requested by you.

Principle 2 - Identifying Purposes

Mortgage broker licensees will inform you of the purposes for which it is collecting any Personal Information, before or at the time the information is collected. Often, the purpose is outlined in the body of any mortgage application or contract for services you may execute when dealing with your mortgage broker. 

Principle 3 - Consent

Mortgage broker licensees will obtain your consent before or when they collect, use or disclose your Personal Information.
Consent can be expressed, implied, or given through an authorized representative. You may withdraw your consent at any time (subject to any legal consequences of which you will be informed). Mortgage broker licensees, however, may collect, use or disclose Personal Information without your knowledge or consent in exceptional circumstances where such collection, use or disclosure is permitted or required by law. 

Principle 4 - Limiting Collection

The information collected by Mortgage broker licensees will be limited to those details necessary for the purposes it has identified to you or to perform the services you have requested. Information will be collected by fair and lawful means.

Principle 5 - Limiting Use, Disclosure and Retention

Personal Information will only be used or disclosed for the purpose for which it was collected unless you have otherwise consented. Personal Information may only be retained for the amount of time needed to fulfill the purpose for which it was collected.
In certain exceptional circumstances, Mortgage broker licensees may have a legal duty or right to disclose Personal Information without your knowledge or consent concerning matters that concern the company's or the public's interest. 

Principle 6 - Accuracy

Mortgage broker licensees will keep Personal Information as accurate, complete and current as necessary to fulfill the identified purposes for which it was collected. You may have this information amended where it is found to be inaccurate or incomplete. 

Principle 7 - Safeguarding Personal Information

Personal Information is safeguarded using measures appropriate to the sensitivity of the information and in keeping with generally accepted industry standards. 

Principle 8 - Openness

Mortgage broker licensees will make information available to its clients, employees and mortgage brokers about the policies and procedures Mortgage broker licensees use to manage personal information. You have access to this information through our website or alternate means if requested. 

Principle 9 - Access

Upon written request, you will be informed of the existence, use and disclosure of your Personal Information, and will be given access to it. Mortgage broker licensees will respond to such requests as efficiently as possible. If mortgage broker licensees is prohibited from providing such access, they will explain the reasons for the lack of access, except where prohibited by law. 

Principle 10 - Addressing Complaints and Suggestions

You may challenge Mortgage broker licensees' compliance with this Privacy Policy. Mortgage broker licensees have policies and procedures to receive, investigate and respond to complaints and questions regarding this Privacy Policy and our collection, use and disclosure of Personal Information. You may contact our Privacy Officer to express any concerns or to request access to your Personal Information. The contact information for this individual is provided at the end of this document.

Application of the Ten Privacy Principles - How we treat your personal information: